Yes, many those questions have to do with financial issues related to savings, Social Security and future health care concerns and costs.
The financial questions of retirement are certainly important, but there are also additional retirement issues that have to be faced. These include basic questions that have to do with being able to handle the psychological aspects of no longer being part of the work force.
We live in a society that places a great deal of value on "doing" things. We've been taught to be busy, productive citizens, and, for many of us, our lives revolve around that thing we "do" for a living. We're known to others as a lawyer, or teacher, or accountant, or whatever career we've been working in. Then, suddenly, one day we no longer hold that title but are simply "retired." We've lost that identity of being a "doer" and, unfortunately, many of us judge people who are not "doing" things as being of less value.
That's why someone who is facing retirement will often be asked, "What are you going to do?" It seems an innocent query but carries with it the implication that now that the defining job will be gone, what can there possibly be of value in the person's life.
For someone approaching retirement it's necessary to accept that he or she is heading into a new life stage with different meanings and a new status. It requires understanding that there are many changes to be faced and many questions, a lot more important than, "What are you going to do?" to be answered.
If retirement is near or recent, take the time to really evaluate how it is going to affect you, not just financially but in all aspects of your life.
You might want to check out some of the many books now available with suggestions for better handling the challenges retirement can bring.
But if retirement does seem like a large and overwhelming black hole in your future, try making an appointment with a professional counselor in your area who can help you work through the issues you are facing.